Kerry KIRBY and Lori Kirby, individually and on behalf of their minor children, A.C. Kirby, Heidi Mayeaux, Kerry Kirby, Jr., and Hanna Kirby v. Mike ASHFORD, Exide Technologies, Inc., and ABC Man. Co.

Hughes, J.,

dissents and would grant the writ.

11 The Employer’s Liability Exclusion is not ambiguous. But neither is the Contractual Liability Exclusion. One provides coverage, one does not. The policy therefore is ambiguous as a whole.