JADE APPAREL, INC., A NEW JERSEY CORPORATION, AND AMERICOAT LIMITED CORP., A NEW JERSEY CORPORATION, PLAINTIFFS-PETITIONERS, v. UNITED ASSURANCE, INC., A NEW JERSEY CORPORATION, DEFENDANT, AND JOSEPH MARINO, INDIVIDUALLY, DEFENDANT, AND CONTINENTAL INDEMNITY COMPANY, AN IOWA CORPORATION, APPLIED UNDERWRITERS, INC., A NEBRASKA CORPORATION, AND APPLIED UNDERWRITERS CAPTIVE RISK ASSURANCE COMPANY, INC. A BRITISH VIRGIN ISLANDS CORPORATION, DEFENDANTS-RESPONDENTS