WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee FOR MASTR ASSET BACKED SECURITIES TRUST 2005-OPT1, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-OPT1, Plaintiff-Respondent, v. Todd MARRAZZO, Defendant-Petitioner, and Mrs. Marrazzo, Unknown Spouse of Todd Marrazzo, et al., Defendants.