FARMERS INSURANCE COMPANY, Appellee, v. Samantha MILLER, Appellee, Gabrielle Palacio, Matthew Ramagli, and Lonnie Baker, Appellants, Brandon McGuire, Quick Kars, Harlan Foraker, and Jose Rosas Jr., Defendants. Lonnie Baker, et al., Appellants, v. Samantha Anne Marie Miller and Violet Cole, Appellees.