majority opinion
SELECT PORTFOLIO SERVICING, INC., as servicing agent for the Bank of New York Mellion, f/k/a The Bank of New York, as Trustee, on Behalf of The Holders of the Alternative Loan Trust 2005-62, Mortgage Pass-through Certificate Series 2005-62, Appellant, v. PANDA LLC, Respondent.
416 P.3d 203
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