The BANK OF NEW YORK MELLON, f/k/a the Bank of New York, as Trustee for the Holders of the Certificates, First Horizon Mortgage Pass-Through Certificates Series FHAMS 2006-AA7, by First Horizon Home Loans, a Division of First Tennessee Bank National Association, Master Servicer, in its capacity as agent for the Trustee under the Pooling and Servicing Agreement, Appellant, v. Kirk A. JOHNSON ; and Gina L. Johnson, Respondents.