BAYVIEW LOAN SERVICING, LLC, Plaintiff-Appellee, v. Michael R. PIERCE, Defendant-Appellant, and Harry E. Williams; Mortgage Electronic Registration Systems, Inc., A Separate Corporation Acting Solely as Nominee for Countrywide Bank, N.A.; Bank of America National Association; Princeville at Hanalei Community Association, Defendants-Appellees, and John and Mary Does 1-20; DOE Partnerships, Corporations or Other Entities 1-20, Defendants