E*TRADE BANK, Plaintiff-Appellee, v. Kelly Dean MILLER; Lee Miller Lane, Defendants-Appellants, and GMAC Mortgage, LLC; Ewa by Gentry Community Association, Defendants-Appellee, and John Does 1-20; Jane Does 1-20; Doe Corporations 1-20; Doe Entities 1-20; Doe Governmental Units 1-20, Defendants