CAPITAL ONE N.A., Plaintiff/Counterclaim-Defendant/Appellee, v. George P. KLIKA aka George Klika, Defendant/Counterclaim-Plaintiff/Appellant, and United States of America, Defendant-Appellee George P. Klika, aka George Klika, Third-Party Plaintiff/Appellant, v. Assurant, Inc. and Voyager Indemnity Insurance Company, Third-Party Defendants/Appellees Capital One N.A., Plaintiff/Counterclaim-Defendant/Appellee, v. George P. Klika aka George Klika, Defendant/Counterclaim-Plaintiff/Appellant, and United States of America, Defendant-Appellee George P. Klika, aka George Klika, Third-Party Plaintiff/Appellant, v. Assurant, Inc. and Voyager Indemnity Insurance Company, Third-Party Defendants/Appellees