HAWAIIUSA FEDERAL CREDIT UNION, Plaintiff-Appellee, v. Jonnaven Jo MONALIM; Misty Marie Monalim, Defendants-Appellants, and Association of Apartment Owners of Beach Villas at Ko Olina, by its Board of Directors; Ko Olina Community Association, Inc., a Hawaii nonprofit corporation; Defendant-Appellees, and John Does 1-10; Jane Does 1-10; Doe Partnerships 1-10; Doe Corporations 1-10; Doe Entities 1-10; Doe Governmental Units 1-10, Defendants