DEUTSCHE BANK NATIONAL TRUST COMPANY as Indenture Trustee FOR AMERICAN HOME MORTGAGE INVESTMENT TRUST 2006-1, Mortgage-Backed Notes, Series 2006-1, Plaintiff-Appellee, v. Philip E. KOZMA, Defendant-Appellant, and E*Trade Bank; The Association of Owners of Kahala Kua aka Kahala Kua Community Association, Defendants-Appellees, and John Does 1-50; Jane Does 1-50; Doe Corporations 1-50; Doe Entities 1-50; Doe Governmental Units 1-50, Defendants. CIVIL NO. 10-1-0686-03 AND The Association of Owners of Kahala Kua aka Kahala Kua Community Association, A Hawaii Nonprofit Corporation, By And Through its Board of Directors, Plaintiff-Appellee, v. Philip E. Kozma, Defendant-Appellant, and American Home Mortgage Servicing, Inc.; E*Trade Bank, Defendants-Appellees, and John Does 1-20; Jane Does 1-20; Doe Partnerships 1-20; Doe Corporations 1-20; Doe Entities 1-20; Doe Governmental Units 1-20, Defendants. CIVIL NO. 08-1-1850-09