BAYVIEW LOAN SERVICING, LLC, Plaintiff-Appellee, v. Valerie R. WOODS; Valerie R. Woods, Trustee of the Valerie R. Woods Trust Dated February 1, 2001, Defendant-Appellant and John Does 1-50; Jane Does 1-50; Doe Partnerships 1-50; Doe Corporations 1-50; Doe Entities 1-50; and Doe Governmental Units 1-50, Defendants