Robert H. JOSLIN dba Hawaii Public Adjusters, Plaintiff-Appellee/Cross-Appellant, v. OTA CAMP-MAKIBAKA ASSOCIATION, INC., a Hawaii nonprofit corporation, Defendant-Appellant/Cross-Appellee, and Taira Proctor and Melinda Domagsac, Defendants-Appellees/Cross-Appellees, and Alterra Excess & Surplus Insurance Company, Interpleader-Appellee/Cross-Appellee