John M. KILGORE, Appellant, v. Denise A. DOUGLAS, as personal representative of the Estate of Dreka Andrews; Bank of New York Mellon, f/k/a Bank of New York, as trustee for the Certificateholders of the CWABS, Inc., Asset-backed Certificates, Series 2006-18; and Rexanne Smith a/k/a Rexanne Smith Williams, Appellees.