WELLS FARGO BANK, NATIONAL ASSOCIATION as Trustee FOR STRUCTURED ASSET MORTGAGE INVESTMENTS II INC., Bear Stearns Mortgage Funding Trust 2007-AR4, Mortgage Pass-Through Certificates Series 2007-AR4, Appellant, v. Rafael LIY, Melany Sophia Liy, Mortgage Electronic Registration Systems, Inc. Acting Solely as a Nominee for Pacific Mutual Funding, Inc. d/b/a Pacific Mutual Residential Financing a California corporation, Grand Palms Community Association, Inc., Encino Estates Homeowners Association, Inc., Julieta Bedoya, Alex L. Canas, Unknown Tenant #1 and Unknown Tenant #2, Appellees.