COLUMBIA BANK, Appellant, v. MARSH GROUP, LLC, a Florida Limited Liability Company; J.C. Marsh & Sons, Inc., a Florida Corporation; Francis S. Oosterhoudt, Also Known as F.S. Oosterhoudt, III; Lake City Management Group, Inc., a Florida Corporation; Michael B. Oosterhoudt; Lake City Development LLC, a Florida Limited Liability Company; William J. Haley ; Thomas J. Haley; and GTE Federal Credit Union as Successor in Interest To North Florida Federal Credit Union, Appellees.