Robert L. GRAY and Zillah R. Jordan-Gray a/k/a Zillah Gray, Appellants, v. U.S. BANK, N.A., AS TRUSTEE, ON BEHALF OF the J.P. MORGAN MORTGAGE ACQUISITION CORP. 2006-FRE2 ASSET BACKED PASS-THROUGH CERTIFICATES, SERIES 2006-FRE2 ; United States of America; Unknown Tenant in Possession of the Subject Property, Appellees.