DECISION & ORDER
In an action to recover damages for personal injuries, the defendant appeals from an order of the Supreme Court, Queens County (Carmen R. Velasquez, J.), entered April 8, 2022. The order denied the defendants motion for summary judgment dismissing the complaint.
ORDERED that the order is affirmed, with costs.
The plaintiff allegedly was injured when he fell from a defective ladder that he borrowed from the defendant. The plaintiff thereafter commenced this action against the defendant to recover damages for personal injuries. After the completion of discovery, the defendant moved for summary judgment dismissing the complaint, contending that its alleged loan of the ladder to the plaintiff constituted a gratuitous bailment and, therefore, it owed the plaintiff no duty of care with respect to the condition of the ladder. In an order entered April 8, 2022, the Supreme Court denied the motion. The defendant appeals.
“Where one loans property to another, a duty of care arises” (Dufur v. Lavin, 101 A.D.2d 319, 324, 476 N.Y.S.2d 389, affd 65 N.Y.2d 830, 493 N.Y.S.2d 123, 482 N.E.2d 919, citing La Rocca v. Farrington, 276 App.Div. 126, 129, 93 N.Y.S.2d 363, affd 301 N.Y. 247, 93 N.E.2d 829). The duty of care owed by a bailor varies depending on the type of bailment created by the loan of property. “Gratuitous bailors only owe a duty to warn borrowers of any known defects which are not obvious or readily discernible” (Pineda v. North E. Sec. Dev. Corp., 271 A.D.2d 591, 591, 707 N.Y.S.2d 846; see Acampora v. Acampora, 194 A.D.2d 757, 757, 599 N.Y.S.2d 614). However, for mutual benefit bailments, the bailor “not only must warn the bailee of any known defects, but also represents that the chattel is ‘reasonably fit for its intended purpose’ ” (Santiago v. United Cerebral Palsy of Ulster County, Inc., 77 A.D.3d 1270, 1272, 910 N.Y.S.2d 220, quoting 9 N.Y. Jur 2d, Bailments and Chattel Leases § 47). Where the facts suggest that some benefit may have been anticipated by the bailor, the issue of whether the bailment was gratuitous or for mutual benefit is a factual issue to be determined at trial (see Fili v. Matson Motors, 183 A.D.2d 324, 328, 590 N.Y.S.2d 961, citing Daoust v. Palmenteri, 109 A.D.2d 774, 486 N.Y.S.2d 288). Here, the defendant failed to establish, prima facie, that its alleged loan of the ladder to the plaintiff constituted a gratuitous bailment and that it lacked notice of the allegedly defective condition of the ladder (see Dufur v. Lavin, 101 A.D.2d at 324–325, 476 N.Y.S.2d 389).
The defendants remaining contention is without merit.
Accordingly, the Supreme Court properly denied the defendants motion for summary judgment dismissing the complaint, regardless of the sufficiency of the plaintiffs opposition papers (see Winegrad v. New York Univ. Med. Ctr., 64 N.Y.2d 851, 853, 487 N.Y.S.2d 316, 476 N.E.2d 642).
CONNOLLY, J.P., MALTESE, FORD and LOVE, JJ., concur.