Seneca App. Nos. 13-02-36 and 13-02-40, 2003-0hio-1574. Certified conflict accepted, cause consolidated with 2003-0840, Frisch v. CNA Commercial Ins. Co., Seneca App. Nos. 13-02-36 and 13-02-40, 2003-0hio-1574, causes held for the decision in 2002-0579, Burkhart v. CNA Ins. Co., Stark App. No. 2001CA00265, 2002-0hio-903, and briefing schedule stayed. Pfeifer, J., concurs but would also hold for the decision in 2002-0932, Westfield Ins. Co. v. Galatis, Summit App. No. 20784, 2002-0hio-1502.
F.E. Sweeney, J., concurs but would not hold for Burkhart.
Resnick, J., dissents.