GULF INSURANCE COMPANY, Plaintiff-Counter-defendant-Third-party-defendant, v. Xavier CONTRERAS; General Circuit Breaker & Electric Supply Inc.; Firemans Fund Insurance Company; the Home Insurance Company; United States Fire Insurance Company, Defendants; and The Connecticut Indemnity Company, Defendant-Counter-claimant/Appellee, v. Pencon International, Inc., dba General Magnetics/Electric Wholesale, Third-party-defendant, and Travelers Casualty & Surety Corporation, formerly known as Aetna Casualty & Surety Company; Travelers Property Casualty Corporation, Defendants-Cross-defendant Third-party-plaintiff Appellants