PER CURIAM.
The final judgment of the Superior Court, Law Division, is affirmed substantially for the reasons set forth in the comprehensive and well-reasoned letter opinions of Judge Humphreys dated February 16, 1987 and July 2, 1987, as supplemented by his written opinion dated January 21, 1988, reported in 228 N.J.Super. 88 (Law Div.1988). Affirmed.