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Farkas v. Duncan

Supreme Court of Georgia1894-04-23
94 Ga. 27

Summary

Holding. The judgment was reversed. The trial court erred by restricting the jury to consideration of the mule's name alone; the case should have been submitted to the jury to determine, based on all available evidence including color and other identifying characteristics, whether the mortgage actually applied to the mule called 'Dilsie' and whether any descriptive errors were sufficient to vitiate the mortgage lien.

A mortgagee sought to enforce a mortgage lien against a mule purchased by a third party from the mortgagor. The central dispute concerned whether the mortgage, which described the animal as 'Kate,' actually applied to a mule the mortgagor called 'Dilsie.' The trial court instructed the jury that the mortgage could only apply to an animal matching the name stated in the mortgage document, effectively removing from consideration whether the color or other identifying characteristics might establish that the mortgaged mule was in fact the one called 'Dilsie.'

The appellate court found this instruction improperly narrowed the jury's role. The court reasoned that permanent, objectively verifiable traits like color are more reliable identifiers than names, which are arbitrary, changeable, and not discoverable by inspection. The court applied the legal principle that minor or erroneous descriptions do not necessarily invalidate an instrument if the subject matter can still be adequately identified with reasonable certainty. The case required the jury to consider all evidence regarding names, colors, and other circumstances to determine the mortgagee's actual intent and whether the description, despite inaccuracies, would put a reasonable purchaser on notice.

Summary generated by law.co from the public-domain opinion. The opinion text itself is public domain.

Key issues

  • Whether a mortgage lien can attach to personal property when the animal's name in the mortgage does not match the mortgagor's name for the animal
  • Role of color and physical characteristics versus naming in identifying mortgaged livestock
  • Application of the maxim 'falsa demonstratio non nocet' (false description does not vitiate) to mortgage descriptions
  • Whether erroneous description in a mortgage is sufficient to put a purchaser on notice of the lien

Procedural posture

The case came before the appellate court on review of a jury verdict rendered under trial court instructions that limited the jury's consideration to the name of the mule specified in the mortgage.

Authorities cited

No cited authorities resolved to law.co cases yet.

Opinion

majority opinion

Lumpkin, Justice.

In addition to the facts briefly summarized in the head-note, it is also proper tó state that there was a conflict in the evidence as to whether the mortgagor intended the mortgage to apply to the mule he called “ Dilsie,” or the one he called “ Kate,” and upon this single issue a verdict either way would have been warranted. This question, however, was not really submitted to the jury, because, by his charge, the judge, in effect, instructed them .that if the mortgagee accepted a mortgage upon a mule described in the mortgage as bearing the name of “ Kate,” he could under no circumstances subject to the mortgage a mule bearing the name of “ Dilsie,” and that consequently, the purchaser from the mortgagor of a mule bearing the latter name would, in any event, be protected. In other words, the court made the case turn entirely upon the question of name, ignoring altogether the question of color. In doing this, we think the court restricted the jury within limits too narrow to enable them to pass fairly upon the issues involved. It would seem that the color of a mule is more important as an element of description than a mere name. The color is certain, permanent and easily observed. The name is arbitrary, not discoverable by inspection, and may be changed, or even falsely stated in the first instance for a fraudulent purpose. We do not mean to say that anything of this kind was done in the present case; but we entertain no doubt that the case should have been submitted to the jury so that, taking into consideration the evidence as to names, colors, and all other facts and circumstances, they might be enabled to fairly decide the question of primary importance, viz: whether or not the mortgage really applied to the mule called “ Dilsie.” If, under proper instructions from the court, the jury should find it did not, that would end the case in claimant’s favor. On the other hand, should they find the mortgage did apply to “ Dilsie,” and was so intended, it would then be a question for the jury whether, notwithstanding the fact that the mule mortgaged was erroneously described in the .mortgage as “Katie,” the description contained in the mortgage would be sufficient to so identify the mule thereby intended to be covered as to put a purchaser on notice. The truth is, the mortgage before us does not accurately describe either of the mules in question. It appears that the one called “ Kate ” was not a bay, and that the one which was in fact a bay was called “ Dilsie.” Still, it would not do to say absolutely that the mortgage was ineffectual to create a lien upon either. The maxim falsa demonstratio non nocet — “mere false description does not make an instrument inoperative” — applies. See Broom’s Legal Maxims, 629, 630, where the doctrine is thus announced: “ Falsa demonstratio may be defined to be an erroneous description of a person or tiling in a written instrument; and the above rule respecting it maybe thus stated and qualified: as soon as there is an adequate .and sufficient definition, with convenient certainty, of what is intended to pass by the particular instrument, a subsequent erroneous addition will not vitiate it: quicquid dem onstratce rei additur satis demonstrates frustra est. The characteristic of cases within the principal maxim being that ‘ the description so far as it is false applies to no subject at all, and so far as it is true applies to one only.’ ” Numerous inaccurate descriptions occur in wills, but these documents are nevertheless often setup and established in spite of the same. Any one desirous of pursuing the investigation further may consult with profit the cases cited on page 630 of the work just referred to. See, also, Burge v. Hamilton et al., executors, 72 Ga. 568. In the brief for defendants in error in that case, which was prepared by the present Chief Justice, who was at that time one of their counsel, numerous eases are cited on the general doctrine of the maxim above quoted. Ibid. 597-8. Our conclusions in the present case are also supported by the text of Jones on Chattel Mortgages (4th ed.), §§53-55. In Nichols v. Hampton, 46 Ga. 253, it was held that a paper providing for a lien on a “ bay mare,” and showing that the mare was purchased by the mortgagor from the mortgagee, might be sufficient to put on notice any one who would read the paper. Judge McCay said: “ The description will apply to any bay mare; but there is another description added, to wit: the bay mare sold by the plaintiff to Johnson.” In Stewart v. Jaques, 77 Ga. 365, the words, “ one bay mare, two mare mules, one horse mule,” used in a mortgage, were held insufficient to put on notice, by its record, one who purchased from the mortgagor a black horse mule and a black mare mule of stated ages. There, no color with refer enee to the mules was stated in the mortgage, nor were any other descriptive terms as to them used; and besides, it appeared that the mortgagor had several places on which he had mules.

After all, it is, in most cases, obviously impossible to sq accurately and minutely describe articles of personal property in a mortgage as to enable any one, by a mere inspection of the mortgage, and without reference to any other source of information, to identify them. It is also certain that errors of greater or less importance will often occur, but they do not always vitiate. As stated by Jones in one of the sections above cited: “Descriptions do not identify of themselves; they only furnish the means of identification.” It would be difficult to lay down an inflexible rule for determining what description would, or would not, be sufficiently full and complete to put a purchaser of mortgaged property on notice, or what errors or inaccuracies in the matter of description should, or should not, be held to render the instrument insufficient for this purpose. In cases of doubt, the matter should be left to the jury for determination in the light of,all the facts and circumstances.

Judgment reversed.