ORDER AND JUDGMENT
BOBBY R. BALDOCK, United States Circuit Judge.
The Supreme Court of Utah in McArthur v. State Farm Mut. Auto. Ins. Co., 2012 UT 22, 274 P.3d 981 (Utah 2012), has answered the two questions we previously certified to that Court pursuant to 10th Cir. R. 27.1 and Utah R.App. P. 41. Those answers resolve this appeal as a matter of law without the need of further factual inquiry by the district court. Accordingly, the judgment of the district court is AFFIRMED.
This order and judgment is not binding precedent except under the doctrines of law of the case, res judicata, and collateral estoppel. It may be cited, however, for its persuasive value consistent with Fed. R.App. P. 32.1 and 10th Cir. R. 32.1.