Pauline ROWL, Plaintiff-Appellant, v. SMITH DEBNAM NARRON WYCHE SAINTSING & MYERS, LLP; Kirschbaum Nanney Keenan & Griffin, PA; Monogram Credit Card Bank of Georgia, a/k/a GE Financial Corporation, a/k/a GE Money Bank, a/k/a General Electric Capital Corporation, a/k/a General Electric Company, a/k/a General Electric Capital Services, Incorporated; IBM Coastal Federal Credit Union, d/b/a Coastal Federal Credit Union, a/k/a Coastal Credit Union Service Organization Inc., a/k/a A.S.F. Inc. of Wake County, d/b/a Coastal Federal Financial Group, LLC, a/k/a Atlantic States Financial Inc., a/k/a Atlantic States Financial LLC; Thomas F. Moore, Judge; RBS Citizens, N.A., Defendants-Appellees