ALEXANDER BARDIS AND MONICA BARDIS, PLAINTIFFS-RESPONDENTS, v. KITTY STINSON AND STINSON CLAIMS SERVICES, DEFENDANTS, AND CUMBERLAND INSURANCE GROUP, DEFENDANT-APPELLANT

PER CURIAM.

The judgment of the Superior Court, Appellate Division is reversed, and the Law Division’s judgment is reinstated, substantially for the reasons expressed in Judge Sapp-Peterson’s dissenting opinion, reported at 444 N.J.Super. 227, 240, 132 A.3d 930 (App.Div.2014) (Sapp-Peterson, P.J.A.D., dissenting). For Reversal — Chief Justice RABNER and Justices LaVECCHIA, ALBIN, PATTERSON, SOLOMON and Judge CUFF (temporarily assigned) — 6.

Not Participating — Justice FERNANDEZ-VINA.