{¶ 1} The certified question of state law is answered in the affirmative on the authority of In re Nowak, 104 Ohio St.3d 466, 2004-Ohio-6777, 820 N.E.2d 335. McFadden & Associates Co., L.P.A., and David A. Freeburg, for petitioner, ABN AMRO Mortgage Group, Inc.
Vorys, Sater, Seymour & Pease L.L.P., and Lisa Pierce Reisz, for respondent, Frederick L. Ransier III, trustee.
Moyer, C.J., Resnick, F.E. Sweeney, Pfeifer and O’Connor, JJ., concur.
Lundberg Stratton and O’Donnell, JJ., dissent.