Dirk E. ZEITERS and Lois J. Zeiters, Husband and Wife; Rudy Kraft and Margaret A. Kraft, Husband and Wife; Jackie Barker, a Single Woman; Robert L. and Ruth R. Akers, Husband and Wife and Mary Ann Paske, a Married Woman, Appellant, v. BEAR, STEARNS & CO., INC. n/k/a J.P. Morgan Securities, LLC and Bear Stearns Securities Corp. n/k/a/ J.P. Morgan Clearing Corp., Appellee