INGERMAN AFFORDABLE HOUSING, INC., The Ingerman Group, and Chatham Apartment Associates, L.P. by and through their Assignee, Ohio Casualty Insurance Company and Ingerman Construction Company, Inc. by and through its Assignee, Ohio Casualty Insurance Company and Ohio Casualty Insurance Company in its own right, Appellants v. Margolis EDELSTEIN and Walter J. Timby III, Esquire and Transamerican Insurance Group and the Insurance Corporation of New York, Appellees