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In re: Association of County Commissions of Alabama Liability Self-Insurance Fund, Inc. v. Doris Jordan

2026-08-07

Authorities cited

Opinion

majority opinion

Rel: August 7, 2026

Notice: This opinion is subject to formal revision before publication in the advance sheets of Southern Reporter. Readers are requested to notify the Reporter of Decisions, Alabama Appellate Courts, 300 Dexter Avenue, Montgomery, Alabama 36104-3741 ((334) 229-0650), of any typographical or other errors, in order that corrections may be made before the opinion is printed in Southern Reporter.

SUPREME COURT OF ALABAMA

SPECIAL TERM, 2026

SC-2025-1015

Ex parte Association of County Commissions of Alabama

Liability Self-Insurance Fund, Inc.

PETITION FOR WRIT OF MANDAMUS

(In re: Association of County Commissions of Alabama Liability

Self-Insurance Fund, Inc.

v.

Doris Jordan et al.)

(Greene Circuit Court: CV-24-900048)

BRYAN, Justice.

The Association of County Commissions of Alabama Liability SelfInsurance Fund, Inc. ("the association"), petitions this Court for a writ of SC-2025-1015

mandamus directing the Greene Circuit Court ("the circuit court") to

vacate an order staying the underlying declaratory-judgment action. For

the reasons explained below, we grant the petition and issue the writ

with specific directions to the circuit court.

Background

In February 2020, a group of individuals who had allegedly worked

for Greene County ("the county workers")1 sued the Greene County

Commission ("the county commission"), asserting claims of negligence,

the tort of outrage, trespass, and nuisance against the county

commission; that action is referred to as "the tort action." According to

the county workers, they had suffered injuries caused by their exposure

to rodent infestations and faulty air-conditioning and roofing systems

while working in a county courthouse.

1The county workers are Jonathan Benison, Vincent Hardwick,

LaJaffery Carpenter, Doris Jordan, Elston Carpenter, Steven Davis,

Charles Davis, Betty Duncan, Jeffery Grant, Cheryl Hardy, Edward

Hutton, Tommy Johnson, Arnelia Johnson, Lillie Jones-Osborne,

Barbara McShan, Henry McWhorter, Cynthia Milton, Verinoica MortonJones, Rodney Pham, Deloris Plump, Jeremy Rancer, Debbie Rice,

Melvin Smith, Inez Smith, Mary Snoddy, Akira Spencer, De'Shayla

Steele, Shameka Taylor, Monica Tuner, Earnestine Wade, William

Walton, and Emonfre' White.

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During the relevant times, the county commission was a member of

the association's self-insurance fund. Under the liability-coverage terms

of the association's self-insurance agreement ("the insurance

agreement"), the association had a duty to defend the county commission

against certain claims. According to the association, it has thus far

provided the county commission with a defense in the tort action

pursuant to a reservation of rights. See Certain Underwriters at Lloyd's,

London v. Southern Nat. Gas Co., 142 So. 3d 436, 462 (Ala. 2013)("[A]

reservation of rights allows the insurer to challenge its liability on the

underlying claim while still fulfilling its obligations under the policy.").

However, the materials before this Court contain no documentation

concerning the reservation of rights.

In June 2024, the association commenced the declaratory-judgment

action underlying this mandamus petition ("the declaratory-judgment

action"), naming as defendants the county commission and the county

workers. The association alleged that, under certain exclusionary

provisions, the county workers' claims against the county commission

were not covered by the terms of the insurance agreement. The

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association also alleged that it had no duty to defend the county

commission in the tort action based on the exclusionary provisions.

The county workers moved to dismiss the declaratory-judgment

action pursuant to Rule 12(b)(1), Ala. R. Civ. P., arguing that the action

was not ripe, and therefore not justiciable, before the tort action was

resolved. The county commission also moved to dismiss the declaratoryjudgment action, arguing, in relevant part, that the association had a

duty to defend the county commission in the tort action.

On December 1, 2025, the circuit court entered an order stating, in

relevant part:

"A hearing was held on November 13, 2025[,2] to address

the [m]otion[s] to [d]ismiss filed by [the county workers and

the county commission]. … The Court heard oral arguments

from all parties. Based upon those arguments, as well as the

post-hearing pleadings filed by the parties, the Court is of the

opinion that [the association]'s [d]eclaratory[-j]udgment

[action] should be STAYED pending the outcome of the

underlying claim that gave rise to this declaratory[-]judgment

action.

"[The association]'s complaint for [a d]eclaratory

[j]udgment seeks to have this Court determine whether [the

association] owes coverage for the claims asserted by [the

county workers] in [the tort action]. [The association] has

offered no explanation for why [it] waited over four and a half

2No transcript of the November 13, 2025, hearing has been provided

to this Court.

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SC-2025-1015

years to file this declaratory[-]judgment action. The coverage

issues raised by [the association] relate back to the factual

basis asserted in the complaint filed in the underlying claim.

The Court is not convinced that this case is not due to be

dismissed on the grounds that it is time[-]barred pursuant to

Breland v. City of Fairhope, 229 So. 3d 1078 ([Ala.] 2016)[;]

however, the Court is of the opinion that staying this action is

a more prudent course of action. The Court finds, based on

the pleadings filed and the arguments by the parties, that[,]

to address the issues raised by [the association] in this

declaratory[-]judgment action would supersede the

determination of an issue or issues already pending in the

[tort action]. As such, this action is hereby STAYED pending

the outcome of the [tort action]."

(Capitalization in original.)

The association's present mandamus petition followed. The county

workers and the county commission filed answers responding to the

association's mandamus petition. However, in substance, the county

commission has stated only the following:

"The [county c]ommission takes no position on the

[circuit c]ourt's order staying the case. However, the [county

c]ommission reserves the right, after appropriate discovery,

to challenge whether all of the [a]ssociation's claims are

barred by the applicable statute of limitations. Also, the

[county c]ommission reserve[s] the right to amend its

[a]nswer to assert appropriate counter-claims."

The county commission's answer at 4.

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Standard of Review

" ' "This Court has consistently

held that the writ of mandamus is an

extraordinary and drastic writ and that

a party seeking such a writ must meet

certain criteria. We will issue the writ

of mandamus only when (1) the

petitioner has a clear legal right to the

relief sought; (2) the respondent has an

imperative duty to perform and has

refused to do so; (3) the petitioner has

no other adequate remedy; and (4) this

Court's jurisdiction is properly

invoked. Ex parte Mercury Fin. Corp.,

715 So. 2d 196, 198 (Ala. 1997).

Because mandamus is an

extraordinary remedy, the standard by

which this Court reviews a petition for

the writ of mandamus is to determine

whether the trial court has clearly

abused its discretion. See Ex parte

Rudolph, 515 So. 2d 704, 706 (Ala.

1987)."

" 'Ex parte Flint Constr. Co., 775 So. 2d 805, 808

(Ala. 2000).'

"Ex parte Barrows, 892 So. 2d 914, 916 (Ala. 2004)."

Ex parte Alfa Mut. Ins. Co., 921 So. 2d 418, 419 (Ala. 2005).

Analysis

In its petition, the association argues that this Court should issue

a writ of mandamus directing the circuit court to vacate its order staying

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the declaratory-judgment action.3 As support for its argument, the

association relies primarily on this Court's decision in Ex parte Alfa, 921

So. 2d at 418.

In Ex parte Alfa, Alfa Mutual Insurance Company ("Alfa") had

issued a homeowner's insurance policy to Toby Arnette that provided

specified personal-liability coverage and an exclusion of coverage for

3In their answer to the association's petition, the county workers

primarily complain about the association's delay in bringing the

declaratory-judgment action after their tort action had already been

pending for more than four years. However, as noted above, the circuit

court stayed the declaratory-judgment action and expressly refrained

from dismissing that action at that time based on any alleged delay in

commencing that action.

Clearly, by virtue of the circuit court's stay of the declaratoryjudgment action, the circuit court has elected to further delay any

adjudication of the issues raised in that action. Therefore, we decline to

consider any alleged delay by the association as a justification for staying, and thereby further delaying, the declaratory-judgment action. Cf. Ex

parte Jones, 147 So. 3d 415, 419 (Ala. 2013)("This Court may affirm the

judgment of the trial court upon any valid legal ground even if that

ground was not argued before or considered by, and even if it was rejected

by, the trial court.").

The county workers also seemingly argue that the tort action

should not be stayed in favor of litigating the declaratory-judgment

action. The mandamus petition before this Court is not directed to any

order entered in the tort action. Therefore, we express no opinion

regarding whether a stay should or should not be imposed in the tort

action.

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" 'bodily injury which is either expected or intended by an insured; or

which is a result of a willful or malicious act of an insured.' " Id. at 419.

In 2003, Jimmie Young sued Arnette, alleging that, in 2002,

Arnette had physically attacked Young by punching and kicking Young

in the face. In a separate declaratory-judgment action, Alfa sought a

determination that it had no duty to defend or to indemnify Arnette

regarding Young's claims. Young, whom Alfa had named as a defendant

in the declaratory-judgment action, moved for a stay of that action until

Young's tort action was resolved, which motion the trial court granted.

This Court subsequently granted Alfa's petition for a writ of

mandamus to the trial court, directing that court to vacate its order

staying the declaratory-judgment action. In so doing, we reasoned:

" 'This Court has consistently held that a

declaratory judgment action will not be

entertained if there is pending a prior action to

which the same persons are parties and in which

the same issues may be adjudicated ....

" ' "...."

" 'If a court is allowed to entertain a

declaratory judgment action, then its judgment

might be inconsistent with an order entered in the

prior pending action dealing with the same issue.'

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SC-2025-1015

"Evans v. Cumberland Lake Country Club, Inc., 682 So. 2d 11,

15 (Ala. 1996)(citations omitted). 'An action for declaratory

judgment may not supersede the determination of an issue

already pending in another action filed prior to the

declaratory judgment [action].' Mathis v. Auto-Owners Ins.

Co., 387 So. 2d 166, 167 (Ala. 1980).

"In Smith v. North River Insurance Co., 360 So. 2d 313

(Ala. 1978), this Court held that while an action was pending

against the insured, the insurer could bring a declaratoryjudgment action to determine whether the insurer was

obligated under the provisions of the insured's policy to defend

the insured in the earlier action. In Smith, the insured

wounded an individual and the individual sued the insured

alleging negligence and wantonness. The insured requested

that North River Insurance defend him in the action. North

River Insurance refused and filed a declaratory-judgment

action to determine its duty to defend and whether its policy

with the insured covered the incident. The insured's policy

excluded from coverage ' "bodily injury or property damage

which is either expected or intended from the standpoint of

the insured." ' 360 So. 2d at 315. This Court held that the

insurer's pursuit of the declaratory judgment was proper

because the issue in the declaratory-judgment action was

different from the issue in the personal-injury suit.

Specifically, this Court held:

" 'The issue raised in the declaratory judgment

action was whether the insurance company was

obligated, under the policy provisions, to defend

the action brought ... against the insured. This

issue turned on whether the injury, the basis of the

personal injury suit, was "expected or intended" as

those terms are used in the contract between the

insurance company and its insured. That is not

the issue in the personal injury suit.'

"360 So. 2d at 315.

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SC-2025-1015

"Here, Alfa, like the insurer in [Smith] that requested a

determination of its duty to defend the insured in light of the

circumstances and the language in the insured's policy, seeks

a judgment determining its duty to defend its insured. This

determination is different from the issue presented in Young's

personal-injury action."

Ex parte Alfa, 921 So. 2d at 419-20 (emphasis added).

As noted above, in this case, the circuit court determined that,

"based on the pleadings filed and the arguments by the parties, … to

address the issues raised by [the association] in this

declaratory[-]judgment action would supersede the determination of an

issue or issues already pending in the [tort action]." (Emphasis added.)

As this Court noted in Ex parte Alfa, " '[a]n action for declaratory

judgment may not supersede the determination of an issue already

pending in another action filed prior to the declaratory judgment

[action].' " 921 So. 2d at 419-20 (quoting Mathis v. Auto-Owners Ins. Co.,

387 So. 2d 166, 167 (Ala. 1980)). However, the circuit court's order did

not specify which "issue or issues" pending in the tort action might be

superseded by resolution of the declaratory-judgment action.

In its petition, the association argues that the circuit court's

decision in this regard "was incorrect and an abuse of discretion,

particularly as regards a [determination of the] duty to defend, which will

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never be addressed in the [t]ort action." The association's petition at 14.

Later in its petition, the association states that "the [circuit] court could

stay or dismiss one issue while still making a determination on the nonidentical issues." Id. at 19 (emphasis added). However, similar to the

circuit court's vague order, the association's petition does not suggest

which issues in particular might be properly stayed or dismissed, and it

does not appear from the materials before this Court that the association

asked the circuit court to make such a specific determination following

the entry of the December 1, 2025, order.

With the foregoing in mind, we begin our analysis of the

association's petition by noting the county workers' observation that

some of the coverage issues raised in the association's petition relate not

to categorical exclusion from coverage but instead to the limits of

available coverage under certain provisions of the insurance agreement.

See the association's petition at 21 ("If the claims qualify as an

'occurrence,' then the [a]ssociation seeks a determination that they arise

out of the continuous or repeated exposure to substantially the same

conditions, so the single occurrence limit is all the coverage that is

available." (emphasis added)), and id. at 24 ("[T]o the extent 'other

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hazards' alleged in the [t]ort [a]ction are for 'fungi or bacteria,' the

[a]ssociation seeks a determination that those claims/injuries are subject

to the 'Fungi or Bacteria' limit." (emphasis added)). Those coverage

issues seemingly pertain to the extent or limit of the association's duty to

indemnify the county commission and not to the association's categorical

duty to defend -- or not -- the county commission against the county

workers' claims. See Tanner v. State Farm Fire & Cas. Co., 874 So. 2d

1058, 1063 (Ala. 2003)("Liability insurance coverage includes two

separate duties: (1) the duty to defend; and (2) the duty to indemnify.").

The association has cited no precedent for this Court's issuing a

writ of mandamus to prohibit a trial court from staying its consideration

of such indemnification questions. Although the declaratory-judgment

action at issue in Ex parte Alfa, had sought a judgment declaring that

the insurer had no duty to defend or indemnify the insured, this Court's

analysis in support of issuing the writ of mandamus turned on the

insurer's request for a determination regarding its duty to defend.

Indeed, as noted above, the Ex parte Alfa, Court specifically cited Smith

v. North River Insurance Co., 360 So. 2d 313, 319 (Ala. 1978), in

reasoning that, "[h]ere, Alfa, like the insurer in [Smith] that requested a

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SC-2025-1015

determination of its duty to defend the insured in light of the

circumstances and the language in the insured's policy, seeks a judgment

determining its duty to defend its insured." 921 So. 2d at 420 (emphasis

added); see also id. (distinguishing MacMillan-Bloedel, Inc. v. Firemen's

Insurance Co. of New Jersey, 558 F. Supp. 596 (S.D. Ala. 1983), on the

ground that "[t]he federal district court held that the declaratoryjudgment action was premature because the liability between the

plaintiff and the insured had not yet been decided. Here, the insurer is

seeking a determination as to whether it has a duty to defend the insured

in the plaintiff's action against the insured.")(emphasis added)).

" ' "It is well established that it is not the function of an

appellate court to create, research, or argue an issue on behalf

of the [petitioner]." ' Mottershaw v. Ledbetter, 148 So. 3d 45,

54 (Ala. 2013) (quoting Gonzalez v. Blue Cross/Blue Shield of

Alabama, 760 So. 2d 878, 883 (Ala. Civ. App. 2000)). A writ

of mandamus is an extraordinary writ that will be issued only

when the petitioner establishes a 'clear legal right' to relief.

Ex parte Davis, 930 So. 2d [497,] 499 [(Ala. 2005)]."

Ex parte Drury Hotels Co., 303 So. 3d 1188, 1193 (Ala. 2020).

Therefore, we will consider the arguments set forth in the

association's mandamus petition only insofar as they pertain to its

potential duty to defend the county commission in the tort action; we

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decline to issue the writ in this case to require the circuit court to vacate

its stay of the declaratory-judgment action for a consideration of the

extent of the association's duty to indemnify the county commission.

Regarding the question of its duty to defend the county commission

in the tort action, the association argues that the declaratory-judgment

action should proceed for a determination regarding whether the conduct

underlying the county workers' claims against the county commission

qualify as an "occurrence," which is defined by the insurance agreement

as "an accident, including continuous or repeated exposure to …

substantially the same general harmful conditions or series of related

accidents."

The association also argues that certain exclusionary provisions

pertaining to "expected or intended injury" may apply; those provisions

exclude from coverage

"a. Any claim or suit for any injury or damage expected

or intended from the standpoint of the covered person. …

"….

"e. Any claim or suit for any injury or damage suffered

when the covered person is aware of any fact, circumstance or

event that should reasonably be expected to result in a claim

or suit and fails to take reasonable steps to prevent injury or

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damage resulting from or related to such fact, circumstance

or event."

(Emphasis added.)

The association also cites a provision excluding from coverage

"a. Any claim or suit seeking damages or equitable relief

arising out of the actual, alleged or threatened discharge,

dispersal, disposal, seepage, migration, release, escape, or

presence of a pollutant or contaminant at any time."

(Emphasis added.)

Additionally, the association cites a provision excluding from

coverage

"a. Any claim or suit against any covered person for:

"….

"(3) Any injury or damage arising out of the

actual, alleged or threatened exposure to asbestos

or any other hazardous material or substance by

any person, including inhalation, ingestion or

absorption of and any prolonged or repeated

exposure to asbestos or any other hazardous

material or substance …."

(Emphasis added.)

We express no opinion regarding the applicability of any categorical

exclusionary provisions cited by the association to the claims asserted by

the county workers against the county commission in the tort action.

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However, we agree with the association that, pursuant to this Court's

decision in Ex parte Alfa, the circuit court exceeded its discretion by

staying the declaratory-judgment action to the extent that the circuit

court refused to consider the association's request for a determination

regarding its duty to defend the county commission in the tort action.

The county workers argue that the circumstances of Ex parte Alfa

and Smith are distinguishable from the circumstances presented here

because, they say, those cases involved allegations of only intentional

torts. However, the county workers' assertion is incorrect. The injured

party in Smith asserted claims of negligence and wantonness against the

insured for injuries sustained when the insured was shooting a different

person to death while at a party. 360 So. 2d at 314.

As noted above, the basis for the Smith Court's conclusion that a

declaratory-judgment action to determine the insurance company's duty

to defend could coexist alongside a pending tort action was a

determination that the two actions presented different issues. The

declaratory-judgment action "turned on whether the injury, the basis of

the personal injury suit, was 'expected or intended,' as those terms are

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used in the contract between the insurance company and its insured,"

which was "not the issue in the personal injury suit." Id. at 315.

As the county workers acknowledge in their answer, this Court has

explained that

"[w]hether an insurance company owes a duty to provide

an insured with a defense to proceedings instituted against

him must be determined primarily from the allegations of the

complaint. Ladner & Co. v. Southern Guaranty Ins. Co., 347

So. 2d 100, 102 (Ala. 1977). If the injured party's complaint

alleges an accident or occurrence which comes within the

coverage of the policy, the insurer is obligated to defend,

regardless of the ultimate liability of the insured. Ladner &

Co., 347 So. 2d at 102.

"If the complaint suggests that the injury alleged may

not be within the coverage of the policy, then other facts

outside the complaint may be taken into consideration.

Ladner & Co., 347 So. 2d at 103."

United States Fid. and Guar. Co. v. Armstrong, 479 So. 2d 1164, 1167

(Ala. 1985).

In other words, in determining an insurance company's duty to

defend its insured in an action against the insured at any given time, the

pertinent inquiry is the nature or character of the claims or suit against

the insured at that time and whether claims or suits of that sort are

covered under the terms of the insurance agreement. A trial court can

generally resolve that inquiry based on the circumstances presented

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without attempting to adjudicate the issue of the insured's liability to the

allegedly injured party. See generally id. at 1166-68 (explaining how

Alabama's jurisprudence has interpreted various terms used in

liability-insurance policies to determine coverage).

However, this Court has cautioned that, although a trial court may

properly determine an insurance company's present duty to defend based

on a particular procedural posture, the nature of the action against the

insured can change as litigation develops. In Ladner & Co. v. Southern

Guaranty Insurance Co., 347 So. 2d 100, 103-04 (Ala. 1977), we held:

"[A]s presently postured, the defendant insurance companies

are not presently required to defend the lawsuit pending

against [the insured]. The allegations of their complaint

allege only intentional acts by [the insured]; and nothing in

the record before us indicates that any other theory of liability

is asserted. True, [the insured] denies knowing that the lots

it sold to the plaintiffs would flood, but that is a matter to be

determined in the lawsuit. Its denial in no way changes the

nature of the claim made by the plaintiffs.

"In holding that the insurance companies have no

present obligation to defend the suit against their insured, we

must also point out, as has been so succinctly stated by Judge

Learned Hand in Lee v. Aetna Casualty & Surety Co., 178

F.2d 750, 752, 753 (2d Cir. 1949):

" '… [T]he injured party might conceivably

recover on a claim, which, as he had alleged it, was

outside the policy; but which, as it turned out, the

insurer was bound to pay. Such is the plasticity of

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modern pleading that no one can be positive that

that could not happen. In such a case of course the

insurer would not have to defend; yet, even then,

as soon as, during the course of the trial, the

changed character of the claim appeared, we need

not say that the insured might not insist that the

insurer take over the defence. …'

"Under the present Alabama rules of procedure, it is

quite possible that the character of the plaintiffs' claim

against [the insured] may change, as Judge Hand noted, even

during the course of the trial; and, of course, the plaintiffs'

complaint may be amended even after the evidence is in to

conform to that evidence. Because that is so, the insurers

should be mindful that:

" 'It is clear that where a claim potentially

may become one which is within the scope of the

policy, the insurance company's refusal to defend

at the outset of the controversy is a decision it

makes at its own peril. …' Cadwallader v. New

Amsterdam Casualty Co., 396 Pa. 582, 152 A.2d

484, 488 (1959).

"In some jurisdictions, it has been held that the failure

of an insurer to defend, relying on the allegations of the

complaint against its insured, is a step taken at its own peril;

and it does so at the risk of becoming liable to the insured for

attorneys' fees and expenses incurred by the insured in his

defense in the event it ultimately develops that it has a duty

to defend. Bandy v. Avondale Shipyards, Inc., 458 F.2d 900

(5th Cir. 1972)."

In Tanner, 874 So. 2d at 1065, this Court "summarize[d] the law for

determining the existence or nonexistence of an insurer's duty to defend."

This Court stated:

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"If the allegedly injured person's complaint against the

insured alleges a covered accident or occurrence, then the

insurer owes the duty to defend even though the evidence may

eventually prove that the gravamen of the complaint was not

a covered accident or occurrence. If the complaint against the

insured does not, on its face, allege a covered accident or

occurrence, but the evidence proves one, then the insurer

likewise owes the duty to defend. The insurer owes no duty

to defend only if neither does the complaint against the

insured allege a covered accident or occurrence nor does the

evidence in the litigation between insurer and insured prove

a covered accident or occurrence. [Acceptance Ins. Co. v.

Brown, 832 So. 2d 1 (Ala. 2001); Pacific Indem. Co. v. Run-AFord Co., 276 Ala. 311, 161 So. 2d 789 (1964); and Ladner &

Co. v. Southern Guar. Ins. Co., 347 So. 2d 100 (Ala. 1977)]. If

the allegedly injured person's complaint against the insured

alleges or the evidence proves not only claims based on a

covered accident or occurrence but also claims not based on a

covered accident or occurrence, the insurer owes a duty to

defend at least the claims based on a covered accident or

occurrence. E.g. Acceptance Ins. Co., supra; [Porterfield v.

Audubon Indem. Co., 856 So. 2d 789 (Ala. 2002); and]

Townsend Ford, Inc. v. Auto-Owners Ins. Co., 656 So. 2d 360

(Ala. 1995)."

Id. See also Hartford Cas. Ins. Co. v. Merchants & Farmers Bank, 928

So. 2d 1006, 1011-13 (Ala. 2005)(applying a "two-pronged" analysis in

determining an insurance company's duty to defend).

Conclusion

Regarding the association's request in the declaratory-judgment

action for a determination regarding its present duty to defend the county

commission against the county workers' claims in the tort action, the

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association has "established a clear legal right to have the stay vacated,

and the [circuit] court exceeded the scope of its discretion when it issued

the stay …." Ex parte Alfa, 921 So. 2d at 421. "Therefore, we grant the

petition and issue a writ directing the [circuit] court to vacate its order

staying [the association]'s declaratory-judgment action." Id.

In so doing, we direct the circuit court to proceed with the

declaratory-judgment action to the extent that the association seeks a

determination regarding its present duty to defend the county

commission in the tort action. However, we neither express any opinion

regarding how the circuit court should resolve that question nor express

any opinion regarding how the association's duty to defend might change

based on any evidentiary developments in the declaratory-judgment

action or in the tort action.

Moreover, our decision does not require the circuit court to vacate

its stay of the declaratory-judgment action for a determination of any

indemnification issue raised by the association's complaint in that action.

As explained above, the association has cited no precedent for issuing a

writ of mandamus for that purpose.

PETITION GRANTED; WRIT ISSUED.

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Stewart, C.J., and Shaw, Wise, Sellers, Mendheim, Cook, McCool,

and Parker, JJ., concur.

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