Montana Supreme Court, 1998
164 opinions
- IN RE THE MATTER OF THE CUSTODY OF D.M.G. and T.J.G., Minor Children, MICHEAL A. GREENE, Petitioner, Respondent and Cross-Appellant, and TAMMY J. PRICE, Respondent and Appellant 1998-01-05
- IN RE DISTRICT COURT BUDGET ORDER, DATED October 1, 1997 1998-01-13
- RAYMOND KUNTZ, Plaintiff and Appellant, v. NATIONWIDE MUTUAL FIRE INSURANCE COMPANY, Respondent/Insurer for CEREAL FOOD PROCESSORS, INC., Employer 1998-01-13
- STATE OF MONTANA, Plaintiff and Respondent, v. JOHN PARKER, Defendant and Appellant 1998-01-15
- JOE GLICKMAN, Plaintiff and Appellant, v. WHITEFISH CREDIT UNION ASSOCIATION, MOUNTAIN BANK and DAWN REISCH, Defendants and Respondents 1998-01-22
- STATE OF MONTANA, Plaintiff and Appellant, v. JAMES G. BRUMMER, Defendant and Respondent 1998-01-22
- MONTANA PUBLIC EMPLOYEES ASSOCIATION, a Montana non-profit Corporation; on behalf of, as their union, Tim Fellows, Jerry Brown, and all other employees of the Montana Department of Transportation similarly situated, Plaintiffs and Appellants, v. MONTANA DEPARTMENT OF TRANSPORTATION, Defendant and Respondent 1998-01-30
- DONNA REEVES, Plaintiff and Appellant, v. DAIRY QUEEN, INC., and BARBER FOOD SERVICE CO., INC., Defendants and Respondents 1998-01-30
- STATE OF MONTANA, Plaintiff and Respondent, v. DANIEL ALLAN WAKEFORD, Defendant and Appellant 1998-01-30
- STATE OF MONTANA, Plaintiff and Respondent, v. JOHN BAISCH, Defendant and Appellant 1998-01-30
- STATE OF MONTANA, Plaintiff and Respondent, v. MICHAEL HAYES, Defendant and Appellant 1998-01-30
- STATE OF MONTANA, Plaintiff and Respondent, v. FRANK CHESAREK, Defendant and Appellant 1998-01-30
- IN RE THE MATTER OF J.M.W.E.H., A YOUTH IN NEED OF CARE 1998-02-04
- STATE OF MONTANA, Plaintiff and Respondent, v. CHARLES HOWELL, Defendant and Appellant 1998-02-09
- JAMES ANDERSON, Defendant-Appellant, v. KEENAN ENGELKE, WILBER-ELLIS COMPANY, and MINOT CASH SALES, Plaintiffs-Respondents 1998-02-10
- STATE OF MONTANA, Plaintiff and Respondent, v. LAWRENCE SHANE LAFLEY, Defendant and Appellant 1998-02-10
- KEN VENNES, Guardian ad litem for CHRISTINE VENNES, Plaintiff and Appellant, v. DAVID MILLER and BRUCE MILLER, Defendants and Respondents; DAVID MILLER, Third-Party Plaintiff, v. PEGGY VENNES, Third-Party Defendant 1998-02-10
- RICK and ELLEN HARNE, Plaintiffs and Appellants, v. WENDELL DEADMOND d/b/a DEADMOND CONSTRUCTION, Defendant and Respondent 1998-02-10
- IN RE MARRIAGE OF TAMMI MARIA BAER, Petitioner and Appellant, and MONTE WAYNE BAER, Respondent and Respondent 1998-02-12
- STATE OF MONTANA, Plaintiff and Respondent, v. LAWRENCE EARL SWEET, Defendant and Appellant 1998-02-12
- IN RE J.J.G., a Youth in Need of Care 1998-02-12
- TOM AND NIKKI KONITZ, Plaintiffs and Respondents, v. TERRY CLAVER, d/b/a GLASSCO LUMBER, Defendant and Appellant 1998-02-12
- MARCO AND COMPANY, LLC, d/b/a Managed Pharmacy Consultants, Plaintiff and Appellant, v. DEACONESS/BILLINGS CLINIC HEALTH SYSTEM, d/b/a Aspen Meadows Retirement Community, Defendant and Respondent 1998-02-12
- SPIKER COMMUNICATIONS, INC., a Montana Corporation, Plaintiff and Appellant, v. STATE OF MONTANA, through its DEPARTMENT OF COMMERCE and DEPARTMENT OF ADMINISTRATION; JON NOEL, Director of Department of Commerce; MATTHEW COHN, Director of Montana Tourism Development and Promotion Division; and NYLA J. JOHNSON, ContractsManager, Purchasing Bureau, Department of Administration, Defendants and Respondents 1998-02-18
- IN RE THE MARRIAGE OF CURTIS ALAN KOVARIK, Petitioner/Respondent, v. SANDEE RAE KOVARIK, Respondent/Appellant 1998-02-18
- BILLY B. MILLHOLLIN, Plaintiff and Appellant, v. THE CONVEYOR COMPANY, Defendant and Respondent 1998-02-24
- BI-LO FOODS, INC., Plaintiff and Appellant, v. ALPINE BANK, CLIFTON; ALPINE BANK, GRAND JUNCTION; and DONALD E. HERMANN, JR., d/b/a D. HERMANN & CO., Defendants and Respondents 1998-02-24
- SUNSET POINT PARTNERSHIP, Plaintiff and Appellant, v. STUC-O-FLEX INTERNATIONAL, INC., GREG WOLSTEIN, d/b/a STUC-O-FLEX SYSTEMS; and MIKE MELTON AND DAN FISCHER, d/b/a MELTON FISCHER CONSTRUCTION, Defendants and Respondents 1998-02-24
- STATE OF MONTANA, Plaintiff, vs. Jerry Paul Forsyth, Defendant 1998-02-25
- IN RE MARRIAGE OF SHANE COLIN SKILLEN, Petitioner and Respondent, and STACEY GALE MENZ f/k/a STACEY GALE SKILLEN, Respondent and Appellant 1998-03-03
- IN RE THE WAGE CLAIM OF SHARON LANGAGER, Claimant, Respondent, and Cross-Appellant, v. CRAZY CREEK PRODUCTS, INC., Respondent, Appellant, and Cross-Respondent 1998-03-03
- EDWARD ISERN, a/k/a EDWARD H. ISERN, III, Plaintiff and Appellant, v. KAREN SUMMERFIELD, a/k/a K. SUMMERFIELD, DACE HAWKINSON, B & D PROPERTIES, DANIEL SUMMERFIELD and TRACY SUMMERFIELD, Defendants and Respondents 1998-03-04
- EUGENE E. JACKSON and PEGGY J. JACKSON, individually and as parents and next friends of Aaron Jon Jackson, Plaintiffs and Appellants, v. STATE OF MONTANA, a governmental entity, THE DEPARTMENT OF FAMILY SERVICES, a state agency, and JOHN and JANE DOES I-IV, Defendants and Respondents 1998-03-10
- STATE OF MONTANA, Plaintiff, vs. Steven Michael Cook, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Richard W. Strong, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Earl Ray Johnston, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Ronald L. Kropp, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Gordon I. Conrad, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. David Ray Hill, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Earl Ray Johnston, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Chris Harshberger, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Gregory Sanchez, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Havaii Kai Akane, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Dale M. Hanson, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Michael Seminole, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Norbert A. Koerber, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Albert D. Bartlett, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Joe Seneca Marez, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Thomas Morgan, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Earl Ray Johnston, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Joseph Haubrich, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Kenneth Albert Miller, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Kip Dwight Anderson, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Mervil Leroy Mickelson, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Curtis J. Christianson, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. William G. Leistiko, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Carl Noel, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Richard A. Savaria, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Neil Teeth, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Jeff Leo, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Richard N. Wise, Defendant 1998-03-12
- STATE OF MONTANA Plaintiff, vs. Coby Christensen, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Harrison N. Tsosie, Defendant 1998-03-12
- STATE OF MONTANA, Plaintiff, vs. Terri Humphrey, Defendant 1998-04-16
- STATE OF MONTANA, Plaintiff, vs. Rebecca S. Parish, Defendant 1998-04-16
- STATE OF MONTANA, Plaintiff, vs. Terri Humphrey, Defendant 1998-04-16
- STATE OF MONTANA, Plaintiff, vs. Rebecca Lynn Evered, Defendant 1998-04-16
- STATE OF MONTANA, Plaintiff, vs. Suzanne Meis, Defendant 1998-04-16
- STATE OF MONTANA, Plaintiff, vs. Rebecca S. Parish, Defendant 1998-04-16
- STATE OF MONTANA, Plaintiff, vs. Theresa M. Brian, Defendant 1998-04-16
- STATE OF MONTANA, Plaintiff, vs. Terri Humphrey, Defendant 1998-04-16
- STATE OF MONTANA, Plaintiff, vs. Bethany Lee Long, Defendant 1998-04-17
- STATE OF MONTANA, Plaintiff, vs. Anthony S. Vogel, Defendant 1998-06-17
- STATE OF MONTANA, Plaintiff, vs. Gary W. Hughes, Jr., Defendant 1998-06-17
- STATE OF MONTANA, Plaintiff, vs. Danny M. Dahlin, Defendant 1998-06-17
- STATE OF MONTANA, Plaintiff, vs. Travis D. Widdicombe, Defendant 1998-06-17
- STATE OF MONTANA, Plaintiff, vs. Victor A. Harris, Defendant 1998-06-17
- STATE OF MONTANA, Plaintiff, vs. Shawntel Booth, Defendant 1998-06-17
- STATE OF MONTANA, Plaintiff, vs. David Mark Frank, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Donald Paul Rogers, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Douglas Boese, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Alan M. Placzkiewicz, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Ronald Kirk Chadwick, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Timothy R. Dratz, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Caleb M. Grooms, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Shane Erstad, Defendant 1998-09-01
- STATE OF MONTANA Plaintiff, vs. Jerry G. Beall, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Steven Dale Robb, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Larry A. Pettijohn, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Perry A. Metcalf, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Steven Dale Robb, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Robert Gene Ashwood, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Frank C. Rodarte, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Douglas F. Thee, Jr. Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Lance R. Gowan, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Ray Lee Benjamin, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Ray L. Huether, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Pete L. Goolsby, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Dillard C. Miller, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Bruce Hironaka, Defendant 1998-09-01
- STATE OF MONTANA, Plaintiff, vs. Starla Kaye Jester, Defendant 1998-10-29
- STATE OF MONTANA, Plaintiff, vs. Janice M. Ness. Defendant 1998-10-29
- STATE OF MONTANA, Plaintiff, vs. Angel Davis, Defendant 1998-10-29
- STATE OF MONTANA, Plaintiff, vs. Melinda K. Anderson, Defendant 1998-10-29
- STATE OF MONTANA, Plaintiff, vs. Michelle L. Jones, Defendant 1998-10-29
- STATE OF MONTANA, Plaintiff, vs. Louise Catterlin, Defendant 1998-10-29
- STATE OF MONTANA, Plaintiff, vs. Maureen Standing Rock, Defendant 1998-10-29
- STATE OF MONTANA, Plaintiff, vs. Melinda K. Anderson, Defendant 1998-10-29
- STATE OF MONTANA, Plaintiff, vs. Carla Hasenclever, Defendant 1998-10-29
- STATE OF MONTANA, Plaintiff, vs. Mona Kincheloe, Defendant 1998-10-29
- STATE OF MONTANA, Plaintiff, vs. Terri L. Humphrey, Defendant 1998-10-29
- STATE OF MONTANA, Plaintiff, vs. Michael J. Drube, Defendant 1998-11-30
- STATE OF MONTANA, Plaintiff, vs. Ray Myers, Defendant 1998-11-30
- STATE OF MONTANA, Plaintiff, vs. Gerald J. Heffner, Defendant 1998-11-30
- STATE OF MONTANA, Plaintiff, vs. Stephen H. Bartle, Defendant 1998-11-30
- STATE OF MONTANA, Plaintiff, vs. Michael S. Allard, Defendant 1998-11-30
- STATE OF MONTANA, Plaintiff, vs. Vegas C. Calder, Defendant 1998-11-30
- STATE OF MONTANA, Plaintiff, vs. Martin R. Swan, Defendant 1998-11-30
- STATE OF MONTANA, Plaintiff, vs. Jeremy Lindauer, Defendant 1998-11-30
- STATE OF MONTANA, Plaintiff, vs. Sam M. George, Defendant 1998-11-30
- STATE OF MONTANA, Plaintiff, vs. Daniel P. Richardson, Defendant 1998-11-30
- STATE OF MONTANA, Plaintiff, vs. Thomas C. Lanham, Defendant 1998-11-30
- STATE OF MONTANA, Plaintiff, vs. Loren K. Sandy, Defendant 1998-12-02
- STATE OF MONTANA, Plaintiff, vs. Robert J. Douglas, Defendant 1998-12-02
- STATE OF MONTANA, Plaintiff, vs. David R. Gibson, Defendant 1998-12-02
- STATE OF MONTANA, Plaintiff and Respondent, v. KEVIN ALLEN, Defendant and Appellant 1998-12-03
- TOWN PUMP, INC., a Montana corporation, and TOWN PUMP OF HARDIN, INC., a Montana corporation, Petitioners and Appellants, v. BOARD OF ADJUSTMENT OF THE CITY OF RED LODGE, MONTANA, Respondent and Respondent 1998-12-03
- STATE OF MONTANA, Plaintiff and Respondent, v. DANNY M. DAHLIN, Defendant and Appellant 1998-12-08
- STATE OF MONTANA, Plaintiff and Respondent, v. ROBERT ROBBINS, Defendant and Appellant 1998-12-08
- STATE OF MONTANA, Plaintiff and Respondent, v. MICHAEL LAW OLMSTED, Defendant and Appellant 1998-12-08
- ALBERT G. HOYEM TRUST, ANDREW HOYEM, JOHN HOYEM, and ANNA FITZGERALD, Successors and Co-Trustees, Plaintiffs and Appellants, v. ERROL T. GALT and SHARRIE GALT, Defendants and Respondents 1998-12-08
- IN RE ESTATE OF HARRY ALBERT BOLINGER, III, Deceased 1998-12-08
- LINCOLN COUNTY COMMISSION, Plaintiff and Appellant, v. RAY NIXON, Lincoln County Sheriff, JOE MAZUREK, Montana Attorney General, ARLYN GREYDANUS, Montana Division of Criminal Investigation, and any other Interested Person or Entity, Defendants and Respondents 1998-12-08
- JAMES V. LEWIS, Petitioner, Appellant and Cross-Respondent, v. B & B PAWNBROKERS, INC., Respondent, Respondent and Cross-Appellant, and THE BOARD OF PERSONNEL APPEALS OF THE STATE OF MONTANA, Respondent 1998-12-08
- DONALD JARVENPAA, Plaintiff and Appellant, v. GLACIER ELECTRIC COOPERATIVE, INC., Defendant and Respondent 1998-12-10
- STATE OF MONTANA, Plaintiff, vs. George E. Nunnally, Defendant 1998-12-10
- JAMES G. BOYES and CHEREE G. BOYES, Plaintiffs and Respondents, v. MAURICE L. EDDIE, et al., Defendants and Respondents; DONNA GLANTZ, Plaintiff and Appellant, v. JAMES G. BOYES, et al., Defendants and Respondents 1998-12-15
- STATE OF MONTANA, Plaintiff and Respondent, vs. JOHN LANNY LYNCH, Defendant and Appellant 1998-12-15
- ANDREW and SUSANNA KELLY, Plaintiffs, Appellants, and Cross-Respondents, v. JAMES B. WALLACE; JOHN C. WALLACE, Trustee of the John C. Wallace Revocable Trust; JAN JANURA and CAROL M. ANDERSON, and BRYAN S. FINKLE, Trustee, or the Successor Trustee of the Finkle Living Trust, U/A/D 2/28/89, Defendants, Respondents, and Cross-Appellants 1998-12-15
- IDAHO ASPHALT SUPPLY, an Idaho Corporation, MONTANA REFINING COMPANY, a Montana Corporation, and RIVERSIDE CONTRACTING, INC., a Montana Corporation, Plaintiffs and Respondents, v. STATE OF MONTANA, DEPARTMENT OF TRANSPORTATION, an Agency of the State of Montana, Defendant and Appellant 1998-12-17
- MARILYN SCHMITZ, on her own behalf and as spouse and next friend of PETER E. SCHMITZ, and PETER SCHMITZ, Plaintiffs and Appellants, v. NED VASQUEZ, M.D., Defendant and Respondent 1998-12-23
- RICHARD QUINTON WOIRHAYE, Relator, v. MONTANA FOURTH JUDICIAL DISTRICTCOURT, MISSOULA COUNTY, THE HONORABLE JOHN S. HENSON, Presiding Judge, Respondent 1998-12-23
- STATE OF MONTANA, Plaintiff and Respondent, v. DONNA JUNE ENRIGHT, Defendant and Appellant 1998-12-23
- STATE OF MONTANA, Plaintiff and Respondent, v. PAUL GLEN AILPORT, Defendant and Appellant 1998-12-23
- ROSSLYN INGMAN DUNCAN, GARY INGMAN and RODNEY INGMAN, Plaintiffs and Respondent, v. R. and D. ALLEN, MR. And MRS. H. ANDERSON, et al., Defendants, and MARK SAFRONOFF, Defendant and Appellant 1998-12-23
- STATE OF MONTANA, Plaintiff and Respondent, v. RUDY STANKO, Defendant and Appellant 1998-12-23
- STATE OF MONTANA, Plaintiff and Respondent, v. RUDY STANKO, Defendant and Appellant 1998-12-24
- V. MARK RAFANELLI, Plaintiff and Appellant, v. HAL J. DALE, VIRGINIA LEE GABIG, and PAULETTE DALE-HUTCHEON, Defendants and Respondents 1998-12-30
- AMERICAN FAMILY MUTUAL INSURANCE COMPANY, Plaintiff and Respondent, v. ROSS LIVENGOOD and BRENDA LIVENGOOD, Defendants and Appellants 1998-12-30
- STATE OF MONTANA, Plaintiff, vs. Robert E. Lambert, Defendant 1998-12-30
- AUTO CREDIT, INC., Plaintiff and Respondent, v. DARRO N. LONG, a/k/a DARRO AND TRACY LONG, Defendants and Appellants 1998-12-30
- STATE OF MONTANA, Plaintiff, vs. Michael C. Mason, Defendant 1998-12-30
- STATE OF MONTANA, Plaintiff and Respondent, v. DOUGLAS DeVORE, Defendant and Appellant 1998-12-30
- WILLIAM AND GWYN YOUNG, Plaintiffs and Appellants, v. SECURITY UNION TITLE INSURANCE COMPANY, SECURITY UNION TITLE COMPANY OF IDAHO, d/b/a FLATHEAD TITLE COMPANY, n/k/a ALLIANCE TITLE, COLDWELL BANKER WACHHOLZ AND COMPANY, and FRED AND DONNA EARLY, Defendants and Respondents 1998-12-30
- CHRISTELL BENSON, Plaintiff and Respondent, v. HERITAGE INN, INC., a corporation; and JOHN DOES I-XX, Defendants and Appellants; HERITAGE INN, INC., a Corporation, Third-Party Plaintiff and Appellant, v. JAMES TALCOTT CONSTRUCTION, INC., a Montana Corporation, Third-Party Defendant and Respondent 1998-12-30
- WILLIAM MEEKS, Petitioner/Respondent, v. STATE OF MONTANA, DEPARTMENT OF NATURAL RESOURCES AND CONSERVATION, Respondent and GARY GOTTFRIED, Respondent/Appellant 1998-12-30
- CENEX PIPELINE LLC., Plaintiff and Respondent, v. FLY CREEK ANGUS, INC., Defendant and Appellant 1998-12-30
- STATE OF MONTANA, Plaintiff and Respondent, v. JUAN JOSE FLORES, Defendant and Appellant 1998-12-30
- RAYMOND G. ANDERSON, Plaintiff and Respondent, v. WERNER ENTERPRISES, INC., a Nebraska Corporation; and PAUL ANTHONY FREEMAN, Defendants and Appellants, and GEORGIA M. DAVIS, Defendant 1998-12-30
- DEANNA S. QUAMME, Plaintiff and Appellant, v. DIANE JODSAAS, Defendant and Respondent 1998-12-30
- KEYSTONE, INC., a Montana corporation, Plaintiff and Appellant, v. TRIAD SYSTEMS CORPORATION, a California corporation, Defendant and Respondent 1998-12-30
- STATE OF MONTANA, Plaintiff and Respondent, v. RICHARD WESLEY ROSE, Defendant and Appellant 1998-12-30
- STATE OF MONTANA, ex rel. DONALD FRANKLIN BOOTH, JR., Relator, v. MONTANA TWENTY-FIRST JUDICIAL DISTRICT, RAVALLI COUNTY, THE HON. JEFFREY H. LANGTON, Presiding, Respondent 1998-12-31
- PETER J. THOMAS and LEONARD L. THOMAS, individually and d/b/a STAN & SONS PLUMBING & HEATING, Plaintiffs and Appellants, v. NORTHWESTERN NATIONAL INSURANCE COMPANY, Defendant and Respondent 1998-12-31